Frequently Asked Questions(FAQ) :-
Ans: Yes, HBCKN provides loans to Backward Classes, Minorities Communities and Persons with Disabilities whose annual family income for:- Backward Classes upto Rs 98000/- p.a. for rural areas and Rs.120000/- p.a. for urban areas, Minority Communities upto Rs. 6,00,000/- in rural/urban and for Persons with Disabilities no income limit has been fixed.
Ans: Yes, but apart from caste and economic criteria, applicant must have practical experience or skill and entrepreneurial ability in concerned field so that they can manage their business successfully.
Ans: Yes, There are two exclusive schemes for women beneficiaries i.e. New Swarnima Scheme, Mahila Samriddhi Yojana.
Ans: HBCKN provides loan for income generating scheme to target group belonging to Backward Classes, Minorities Communities and Persons with Disabilities.
Ans: HBCKN provides loans for income generating activities in Agriculture and Allied, Small Business, Service Sector, Transport Sector & for professional/ Technical Education.
Ans: HBCKN has following Loan Schemes: (i) Term Loan, (ii) Micro Credit Finance, (iii) Mahila Samriddhi Yojana, (iv) New Swarinima for Women (v) Sakshan Scheme (vi) Shilp Sampada (vii) Educational Loan Scheme.
Ans: Some indicative schemes for which Term loan is provided:- • Agricultural Land Purchase • Dairy • Fisheries • Goatery • Honey Bee • Cultivation • Horticulture/ Floriculture • Mulberry farming/ Silk Weaving/ cocoon production, etc • Poultry • Power Tiller • Sheep Farming/ • Tractor • Flour Mill • Footwear Manufacturing • Furniture Making • Handlooms/ Power looms • Leather goods manufacturing • Leather Processing unit • Readymade Garments • Rexine articles making • Silk reeling Unit • Tailoring Shop • Silver Ornaments making • Auto-rickshaw • Beauty parlour • Cyber Cafe • Departmental Store • DTP and Computer Centre • Fertilizer Shop • Hardware Shop • Medical Shop • Photography/Videography • Steel Fabrication
Ans: Some indicative schemes for which Micro Credit Finance are provided:- Cycle repair • Milch animal • Vegetable Vending • Bakery • Goatery • Incense Stick making • Papad manufacturing • Candle Making • Beauty parlour • Fish Vending, etc • Pickle Manufacturing • Tea Shop.
Ans: Some indicative schemes for which Mahila Samriddhi Yojana are provided:- • Cloth Shop • Mini Dairy • Tea Shop • Bangles Shop • Beauty Parlour • Papad making • Basket making • Batik Printing • Broom making